Murtiana, Dewi. “The Future of Sharia-Based Employment Insurance for Indonesia’s Employment Insurance Agency (BPJS Ketenagakerjaan): Learning from Malaysia”. Jurnal Jamsostek 1, no. 1 (August 7, 2023): 48–66. Accessed February 8, 2026. https://jurnalbpjamsostek.or.id/index.php/bpjamsostek/article/view/7.